Banking Services - CDs & IRAs

Certificates of Deposit (CDs)

$2000 minimum deposit required. Penalties apply for early withdrawal.

  • Interest can be paid to the customer monthly, quarterly or at term and can be compounded to the certificate.
  • 91 days to 5 year terms.

For further information concerning Certificate of Deposits contact the bank at (937) 544 2361.


Individual Retirement Accounts (IRAs)

$1000 minimum deposit required to open a Traditional, Roth, and Educational IRA with a Certificate of Deposit.

$100 minimum deposit required to open a Time Deposit Open Account IRA

  • Traditional IRA
  • Roth IRA
  • Educational IRA

For further information concerning Individual Retirement Accounts contact the bank at (937) 544-2361.